Retail Banking
AutoSoft’s retail banking suite is an integrated & fully Shariah compliant banking software solution for retail banks of all sizes across the globe. It combines a modern, agile core with powerful analytics providing online, real time synchronized banking business automation. The system empowers islamic banks and financial institution to continuously enhance their business by leveraging agile, new generation technologies in a single platform for distribution across all digital and assisted channels. The solution adds additional security functionality and simplifies interfaces for ease of use and access.
AutoIBANKER
Islamic Banking System
“AutoIBANKER” is a Shariah-compliant Islamic banking system which caters for the requirements of Islamic banking via its customizable parameter setup, enabling banks to offer a competitive range of Islamic financial products providing online and real time synchronized banking business automation. Clients using AutoIBANKER for Islamic banking automation benefit from maintaining control over their operational costs and maintaining focus towards enhanced customer services.
Islamic Consumer Advances
Islamic Consumer Advances
Islamic Consumer advances provides an end-to-end solution, built on proven, configurable processes, for the management of the entire consumer credit lifecycle. The system provides clients with management and maintenance facilities for leasing and financing products throughout their life cycles. The systems dynamic and customizable parameter setup is used to cater to constantly evolving market requirements.
Islamic Profit Distribution
Islamic Profit Distribution (IPD)
Islamic Profit Distribution (IPD) is a comprehensive solution that helps you to manage restricted/unrestricted funds that are essential to Islamic banking. IPD further helps you to effectively adopt the best management strategies in order to maintain Mudarib deductions as well as other risk reserves in order to attain the right balance. It also assists the user in adopting and defining the true operational model that automatically help in the calculation of funds rate of return at any specified point in time.
AutoRISK
Credit Risk Rating & Scoring System
“AutoRISK” provides financial institutions with customer-specific (corporate, SME, consumer) and industry-specific (Textile, construction, cement etc.) models to help them assess the creditworthiness of their customer base.
AutoLOS
Loan Origination System
AutoLOS is a comprehensive loan origination system that helps a financial institution filter through piles of requests to sift out credit worthy applicants. AutoLOS simplifies the usually slow and cumbersome pre-approval loan process, thereby reducing the turnaround time to respond to customers. The system allows customers to leverage technology & fully automate their in-house operations for criteria based loan application processing & approvals. AutoLOS provides multidimensional views for analysts to assess credit worthiness based upon customized scoring models for individuals, corporates & SME’s. The system has been designed with flexibility to be tailored to meet loan application processing needs of multiple financial institution.
ADAMS Islamic
Treasury Automation System
ADAMS Islamic (Automatic Deal, Money Market and Securities Trading System) is a fully Shariah compliant system designed to maximize productivity on your treasury’s trading desk as well as back office operations. The system provides users with real time exposure monitoring, real time pricing, cash flows in different currencies, gap analysis both in foreign as well as in local currency, securities and shares management, monitoring of different types of limits and risk analysis. The system is fully integrated with our Swift messaging system, AutoSWIFT for automatic generation of relevant SWIFT messages.
AutoTRADE
Trade Services System
“AutoTRADE Islamic” is Shariah compliant trade finance system developed to meet the trade processing requirements of multiple trade entities worldwide. It enables the complete automation of a foreign trade department and can be implemented on a trade central processing unit (CPU) basis or in a decentralized environment. The system provides complete automation for imports, exports, export refinance, letter of guarantees and related statutory reporting. The system is also integrated with our AutoSWIFT module which is capable of handling SWIFT formats.